Seniors Advisors

Simplify Senior Insurance with Senior Advisors

Navigating senior insurance can be overwhelming. At Senior Advisors, we’re experienced brokers specializing in Medicare, Annuities, Life & Health Insurance. Let us guide you through your options and find the perfect plan for peace of mind.

Personalized Guidance

Our experienced brokers provide tailored recommendations to navigate your insurance landscape.

Clear Communication

We prioritize transparent communication, ensuring you understand your coverage comprehensively.

Cost-Effective Strategies

Leverage our expertise to maximize coverage benefits while optimizing your overall insurance costs.
About Us

Unlock the hidden potential of your benefits!

We’re the insurance wizards, transforming confusing options into a powerful spell of long-term security. Our dedicated team will work their magic to find you the perfect plan, maximizing your coverage and minimizing your worry. Get ready to experience the thrill of knowing you’re protected, so you can conquer every adventure life throws your way!

Ryan Morefield
President • CEO

Senior Advisors Mission Statement

To provide individuals with expert and unbiased guidance through the complexities of Medicare, Annuity, Life, and Health Insurance. We strive to empower our clients to make informed decisions that secure their financial well-being and peace of mind for the long term.

Client-Centric Advocacy

We prioritize understanding your unique needs and goals, acting as your champion to secure the best possible insurance solutions that safeguard your financial future and well-being.

Long-Term Commitment

Our dedication extends beyond the initial enrollment. We are here to support you throughout your insurance journey, ensuring your coverage continues to meet your evolving needs.

Ready to unlock the power...

Know Medicare Basics

Before diving in, let’s break down the basics. Medicare is your one-stop shop for health insurance if you’re 65 or older, or meet certain disability qualifications even if you’re younger. But before you grab your golden ticket, there are four key things to know:

Age is Just a Number

Turned 65 or rocking a qualifying disability under 65? You're in!

Welcome Home, Neighbors

Been a U.S. citizen for at least 5 years? Perfect, Medicare's got your back.

Disability? We've got you covered

If you have a qualified disability and receive Social Security disability benefits for at least 24 months, Medicare is on your side.

Don't Wait for the Mailman

Unlike some parties, Medicare RSVPs are mandatory. Be sure to actively sign up, it won't happen automatically.
How do You Choose A Plan

Medicare Choices Made Easy!

There are 2 main Medicare options:

Original Medicare (Parts A & B)

Covers hospitals, doctor visits, and some supplies. May require additional plans for extras like prescriptions and copays.

Medicare Advantage Plans (Part C)

Combines hospital, doctor, and often prescription drug coverage into one plan. Easier to manage costs, but networks and coverage may vary.

We'll help you choose!

As an independent agency, we compare plans from various Michigan carriers to find the best fit for your needs. Let’s chat and navigate Medicare together!

Carriers we Currently Work With

Medicare Supplement
Original Medicare got gaps? Medigap plans plug them! We cover copays & deductibles. Independent agents = tons of Michigan plan choices for YOUR budget & needs. Works with Original Medicare (A&B), but NOT with Advantage plans. Doesn’t cover prescriptions (we got Part D!).
Let's chat and navigate
Medicare with ease!
Medicare Advantage
Medicare Advantage (Part C) overwhelm? We simplify! These plans can offer lower costs and extras like dental, vision, but come with provider networks and out-of-pocket costs. Our licensed specialists help you understand the trade-offs, find the best fit for your needs, and navigate enrollment.
Don't go at it alone,
call us today!
Medicare PDP Plans (Part D)
Need prescription drug coverage (Part D) with Medicare? We help you decide! Get coverage with Original Medicare or a Medicare Advantage plan (combines A, B & D). Stand-alone plans work with Original Medicare, some private fee-for-service plans, and Medicare MSAs. Costs & covered drugs vary by plan.
Confused? Let our
specialists guide you!
Life Insurance
Get a peace of mind for your loved ones. Get coverage (Term or Permanent) to financially protect them if you pass away. Term life is affordable and temporary, while Permanent life builds cash value over time. We have Whole, Universal, and Variable Universal Life options.
call us to find
the perfect fit!
LTC, STC, & Disability
Medicare Advantage (Part C) overwhelm? We simplify! These plans can offer lower costs and extras like dental, vision, but come with provider networks and out-of-pocket costs. Our licensed specialists help you understand the trade-offs, find the best fit for your needs, and navigate enrollment.
plan ahead! Contact us
for a consultation!
the 4 parts of Medicare
Confused by Medicare? We simplify! Parts A & B are the core (hospital & doctor coverage). Part C bundles
A & B with extras (offered by private companies). Part D covers prescriptions (standalone or bundled with C).
Let us guide you,
call us today!